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Government Benefits Bringing Up A Family
here’s a wide range of cheque, which you can cash at any
government benefits to post office. The benefits don’t
support you as you bring up count as income so they won’t be
your family if you’re on a low taxed and won’t affect any other
income and need assistance. This benefits you receive.
is a brief guide to some of the
key benefits that you may be Child tax credits – if you have
eligible to receive. children under 16 and your family
income is less than £58,175 per
Child benefit – almost everyone annum (or £66,350 if you have a
who has a child under 16 (or child under one), you may apply
under 19 and still in full-time for child tax credits, a regular
secondary education) qualifies to payment which is means-tested,
receive child benefit as it’s not i.e. based on you and your
means-tested. You’ll be given a partner’s annual income. There
form from the hospital when your are two parts to the payments – a
child is born, or you can make family element, paid to any
your application online on the family with children, and a child
Her Majesty’s Revenue and Customs element, an additional sum for
(HMRC) website. You’ll receive an each child in the family. If you
amount for every child you have – have a disabled child or a child
a larger sum for the first child under one, you may receive more
and a reduced sum for each money. Child tax credits are
additional child. It’s normally handled by HMRC, so to apply
paid every four weeks, but you you’ll need to phone or write to
can arrange to receive it weekly them. Online applications are not
if you’re on a low income and available at present.
receive other benefits. It can be
paid directly into your bank Child maintenance – if you have a
account or posted to you as a child whose other parent doesn’t
live with you, the non-resident same employer for at least 26
parent is obliged to give you weeks by the 15th week before the
money to help you bring up the estimated date of delivery, and
child. A government body called have earned at least £84 per
the Child Support Agency (CSA) week. You’ll get 90% of your
will collect and make the average weekly earnings for the
payments on your behalf. The first six weeks, followed by a
amount that you’ll be given will further 20 weeks at £108.85 or
depend on the non-resident 90% of your average earnings,
parent’s income, how many whichever is less. You’ll receive
children you have who qualify for your maternity pay through your
maintenance, and how many employer’s payroll, and tax and
children the non-resident parent national insurance will be
has living with them. Either the deducted as they would from your
non-resident parent will pay you normal pay. To claim statutory
directly or you can arrange for maternity pay, you should speak
the payments to be made to you to your employer at least 28 days
through the CSA. Any amount that before you plan to stop work.
you receive in child maintenance Note that some employers have
won’t affect any child tax their own maternity policy
credits that you receive. For instead of statutory maternity
information on how to apply, pay, which will pay you more
contact the CSA. money.
Statutory maternity pay– women Statutory paternity pay – new
who are in work are entitled to fathers are also now entitled to
maternity pay to allow them to paid time off by the government.
take time off work when their To qualify, you must be the
baby is born. To qualify, you father of your wife or partner’s
must have been working with the baby, or the adoptive father of
the child, or the husband or
partner of the adoptive mother of Welfare food scheme – the
the child, or have responsibility government can help you buy baby
for bringing up the child. To formula, milk, fruit and
qualify, you must have been vegetables and vitamins if you’re
working with the same employer on a low income and receiving
for at least 26 weeks by the 15th other benefits such as income
week before the estimated date of support, jobseeker’s allowance or
delivery, or employed up to the child tax credit if you and your
week when you or your partner earn less than £14,155
wife/partner were matched with an per annum. If you’re pregnant,
adoptive child, and be earning at you’ll receive vouchers for seven
least £85 per week. You’ll be pints (four litres) of cow’s milk
paid £108.85 for two weeks, or a week. If you have children,
90% of your average weekly you’ll get the same amount of
earnings, whichever is less. As milk for each child aged between
with statutory maternity pay, one and five. You can exchange
you’ll receive it through your the vouchers for milk at any shop
employer and national insurance that accepts them. You’ll also
and tax will be deducted. To receive free vitamins and tokens
apply for statutory paternity for 900 grams of infant formula
pay, you’ll need to inform your per week for children under one,
employer at least 15 weeks before which you can collect at your
the baby is due, or within a week local health centre or NHS
of being informed that youv’e clinic. To apply for free milk
been matched with an adoptive when you’re pregnant, let your
child, and you’ll need to take midwife or healthcare
the leave within eight weeks of practitioner know. To apply for
the adoption or birth of the the free food for children,
child. you’ll need to apply for child
tax credit as soon as your child be exchanged for milk, baby
is born. A new programme called formula, vitamins and fresh fruit
Healthy Start is currently being and vegetables in any shop that
trialled in Devon and Cornwall, accepts them.
in which vouchers worth £2.80 can
About the Author:
Benedict Rohan Website: http://www.mortgagenation.co.uk
Benedict Rohan works as a freelance finance writer. Commercial Mortgage
Read more articles by: Benedict Rohan
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