he government provides a according to your circumstances,
range of benefits and and the amount that you will
allowances for those who receive will be a flat weekly
are unable to support themselves rate. £57 is the current rate for
financially, whether they are single adults, although you’ll
unemployed and looking for work, receive less if you have savings
on a low income, ill, injured or of over £6,000. You won’t be
disabled, bringing up a family, eligible to receive any
caring for someone or retired. jobseeker’s allowance if you’ve
The financial and practical got more than £16,000 of savings.
support that you receive from the You can apply by either going to
government will depend on your your local job centre or by
personal circumstances – there completing an online application.
are various different options. Once your application has been
This series of guides provides received, you’ll have a meeting
concise and practical information with an adviser. They will
on key government benefits. In explain the allowance to you and
this guide we look at benefits together you’ll draw up a
available to those who are jobseeker’s agreement, which will
unemployed and looking for work. outline how you’ll go about
finding a job and what support
Jobseeker’s allowance – you’ll receive in order to do so.
unemployed people who are of This agreement will be reviewed
working age and are actively regularly, and you’ll need to
looking for work, or people who return to the job centre every
work less than 16 hours a week, two weeks to confirm your claim
can claim jobseeker’s allowance. for jobseeker’s allowance. Those
It will be calculated either on claiming jobseeker’s allowance
your income or on your national are eligible for free NHS
insurance contributions, dentistry and prescriptions, and
may qualify to receive assistance stop because you have a partner
with housing and council tax. who has recently started working
over 24 hours a week. If you and
Job grant – if you’ve been your partner have no children,
claiming jobseeker’s allowance, you’ll receive £100, or if you
income support or incapacity have a family you’ll get £250.
benefit for at least 26 weeks and The grant is tax-free and isn’t
you’re about to start a full-time classed as income so it won’t
job (at least 16 hours per week) affect any other benefits. You
that will last five weeks or don’t need to apply for it – you
more, you may be eligible to should automatically receive it
receive a one-off tax-free after telling your jobcentre plus
payment known as a job grant. You that you’ve got a job.
may also qualify if your benefits
About the Author:
Benedict Rohan - Website: http://www.mortgagenation.co.uk
Benedict Rohan works as a freelance finance writer. Commercial Mortgage
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Benedict Rohan
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