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How To Get An Air Miles Credit Card You Will Be Proud To Carry



I


f you are one of those          operates out of both airports,    
people that often stand in      then this is good. However, if    
lines at the airport in         you visit other airports as your  
order to do business as usual,        business demands, then an         
then you may already know the         all-purpose type of air miles     
value of an air miles credit          card is the better way to go.     
card. Not all air miles credit                                          
cards are equal, however, but it      Comparing Up-Front Points         
will take some research in order                                        
for you to find the best one for      A number of air miles credit      
you. Here are some tips for           cards promise to give you a large 
things to look for as you try to      number of points up front after   
get one that you can be proud of.     you make your first purchase.     
                                      While any free points are a good  
                                      thing, 5,000 points on two        
Airline Card Vs. All-purpose Card     different cards may represent two 
                                      entirely different things. The    
There are two different kinds of      question you need to ask to get a 
air miles credit cards to choose      true picture of the value of      
from - ones that are put out by       these points is how many points   
the airline, and those put out by     are needed to get the first free  
the credit card companies. The        flight? This will indicate the    
airline cards, while possibly         percentage of points that they    
offering a better deal when you       are actually giving to you.       
travel on their airline, may not                                        
be as handy overall. This is          Check The Interest Rate           
especially true if you will ever                                        
have to fly on another airline.       Interest rates on your credit     
If your destinations are always       card generally do not apply at    
the same, and the airline             first - but they will eventually. 



If you typically leave balances       for tickets.                      
on your credit card then this is                                        
a figure you need to be concerned     Other Rewards                     
with. These rates will vary                                             
anywhere from as low as 7.9% up       You can get a certain percentage  
to around 18.24%. Of course, the      of all your purchases on some air 
actual interest rate you get will     miles credit cards. Know what     
depend on your credit rating, but     these things are in order to get  
you need to go as low as you can.     even greater savings. Some cards  
                                      will give one point per dollar    
                                      spent, and some will give two.    
Tips On Air Miles                     Also, find out where these points 
                                      can be redeemed in the way of     
Some air miles credit cards have      stores, products, restaurants,    
an expiration date on their air       hotels, etc. If you do not        
miles. This means that they will      normally go to those places, then 
only stay on your credit card for     the card will not do you much     
so long - after that they are         good.                             
gone if you do not use them. If                                         
you are saving them for a big         Be sure to look at the various    
trip later, check into this           fees, too. Some air miles credit  
feature or they may not be there      cards have an annual fee as well  
when you need them. The good          as a high interest rate. If you   
thing is that on some cards your      have balances on any other credit 
miles never expire. Be sure to        card, then try to get one that    
check to see if there are a           allows balance transfers - it     
maximum number of miles that you      will save you more money.         
can earn each year, too. Some         Finally, stay away from any card  
cards have blackout dates on          that has a universal default      
which you cannot use your miles       clause.                           



                                  




About the Author:

Joe Kenny writes for the Nations Finance, offering views on credit cards for UK residents, visit now to read how to cash back or rewards Visit today: Credit card offers from NationsFinance.co.uk


Read more articles by: Joseph Kenny

Article Source: www.iSnare.com


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