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I You Want To Make Money Avoid Debt
verybody starting in life upon to pay up, he has nothing to
should avoid running into show for his money; this is
debt.
properly termed "working for a
dead horse."
There is scarcely anything that
drags a person down like debt. It I do not speak of merchants
is a slavish position to get ill, buying and selling on credit, or
yet we find many a young man, of those who buy on credit in
hardly out of his "teens," order to turn the purchase to a
running in debt. profit. The old Quaker said to
his farmer son, "John, never get
He meets a chum and says, "Look trusted; but if thee gets trusted
at this: I have got trusted for a for anything, let it be for
new suit of clothes." 'manure,' because that will help
thee pay it back again."
He seems to look upon the clothes
as so much given to him; well, it Mr. Beecher advised young men to
frequently is so, but, if he get in debt if they could to a
succeeds in paying and then gets small amount in the purchase of
trusted again, he is adopting a land, in the country districts.
habit which will keep him in "If a young man," he says, "will
poverty through life. only get in debt for some land
and then get married, these two
Debt robs a man of his things will keep him straight, or
self-respect, and makes him nothing will".
almost despise himself.
This may be safe to a limited
Grunting and groaning and working extent, but getting in debt for
for what he has eaten up or worn what you eat and drink and wear
out, and now when he is called is to be avoided. Some families
have a foolish habit of getting never overtook one," said the
credit at "the stores," and thus "boss." Your creditor will meet
frequently purchase many things you or overtake you and say,
which might have been dispensed "Now, my young friend, you agreed
with. to pay me; you have not done it,
you must give me your note."
It is all very well to say; "I
have got trusted for sixty days, You give the note on interest and
and if I don't have the money the it commences working against you;
creditor will think nothing about "it is a dead horse." The
it." There is no class of people creditor goes to bed at night and
in the world, who have such good wakes up in the morning better
memories as creditors. When the off than when he retired to bed,
sixty days run out, you will have because his interest has
to pay. increased during the night, but
you grow poorer while you are
If you do not pay, you will break sleeping, for the interest is
your promise, and probably resort accumulating against you.
to a falsehood. You may make some
excuse or get in debt elsewhere Money is in some respects like
to pay it, but that only involves fire; it is a very excellent
you the deeper. servant but a terrible master.
When you have it mastering you;
A good-looking, lazy young when interest is constantly
fellow, was the apprentice boy, piling up against you, it will
Horatio. His employer said, keep you down in the worst kind
"Horatio, did you ever see a of slavery.
snail?" "I - think - I - have,"
he drawled out. "You must have But let money work for you, and
met him then, for I am sure you you have the most devoted servant
in the world. It is no On waking up on Monday morning,
"eye-servant."There is nothing they would find themselves
animate or inanimate that will considerably richer than the
work so faithfully as money when Saturday night previous, simply
placed at interest, well secured. because their money placed at
It works night and day, and in interest had worked faithfully
wet or dry weather. for them all day Sunday,
according to law!
In the former "blue-law State of
Connecticut", where the old Do not let it work against you;
Puritans had laws so rigid that if you do there is no chance for
it was said, "they fined a man success in life so far as money
for kissing his wife on Sunday". is concerned. John Randolph, the
Yet these rich old Puritans would eccentric Virginian, once
have thousands of dollars at exclaimed in Congress, "Mr.
interest, and on Saturday night Speaker, I have discovered the
would be worth a certain amount; philosopher's stone: pay as you
on Sunday they would go to church go."This is, indeed, nearer to
and perform all the duties of a the philosopher's stone than any
Christian. alchemist has ever yet arrived.
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