Identity Theft How Your Identity is Stolen

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span                            the person verify or confirm
class="cap">How         their user information for the
Your Identity Is Stolen         Web site. The e-mails may attempt
Identity theft is a serious           to frighten users into providing
problem that plagues everyone         personal information by stating
from businesses to individual         “your account will be closed
wage earners. It can ruin your        unless you act immediately.” The
credit score, wipe out your bank      e-mail will usually contain a
account, and leave you in a           link to a bogus Web site. Once
mountain of debt. When someone        you enter your information in
steals your identity, you may         this bogus website, you've been
even find your name on a list of      had. Criminals now have your
wanted felons.

username and login information to

The best way to protect your account.

yourself from identity theft is

Your Routing Number

by knowing the ways in which it

Everyone should safeguard
can occur. Having this knowledge      their personal information, even
will help you take steps to           the parts of it they may seem
prevent criminals form getting        harmless. One common scam is when
their hands on your personal          criminals even offer to send you
information.

money. They convince you to give

Online Phishing Scams

them your bank routing and

One way criminals can obtain       checking number so they can
your personal information is by       transfer money into your account
using phishing scams. Phishing        via wire transfer. However, these
scams will send out e-mails from      con-artists never had any
what appears to be a well-known       intention on sending you money,
site like Ebay, Amazon, or your       so how does this scam work? The
personal bank or credit card          routing number on your check
company. The e-mail will request      doesn’t identify you personally;

rather it identifies your bank. Fraud

It may seem that criminals

Check fraud and identity theft
couldn’t use this number to hurt      are the two fastest growing
you but they can. They will           financial crimes in the country.
obtain your routing number,           The increase in these crimes has
account number, and identity to       lead to an increase in the
print fraudulent checks drawn on      measures that can prevent them.
your own account.

One of the best methods to

Your Garbage Bin

prevent fraud is the use of MICR

Criminals can be very clever       toner. This magnetic ink can
when it comes to obtaining the        prevent the duplication of
information they need to steal        checks. Check users can also
your identity. They are willing       employ watermarks which make
to do just about anything             duplication impossible.

including rummaging through your

Using some simple prevention
household garbage. Think about        methods and being careful with
all of the solicitation letters       the distribution of your personal
you receive from creditors. Think     information can prevent you from
about the bank statements you         becoming the victim of identity
toss into the trash. Criminals        theft.

can steal your discarded credit       About the
offers and bank statements to         Authorassume your identity. It is wise      id="authorbio"
to invest in a paper shredder.        class="membersnoticewhite">Learn
Shredders can cost as little as       More about fifty dollars. That is a small        href="http://www.inkcarts.com/tro
price to pay to protect your          y-systems-micr-toner.html">Troy
reputation and accumulated            Secure MICR Toner and secure
wealth.

check printing with

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