LOONIZ.COM - Money is a handmaiden, if thou knowest how to use it; a mistress, if thou knowest not. Horace...

| Home | Articles | Archive | Links |


- Misc
Keeping Up With The Jones
Home Building Guide Financing...
IRS Audits And The Percentages
Are You Considering Buying...
How To Provent Falling From A Ponzi...
- Credit Cards
Application Of Business Credit Card...
For Credit Card Bills Credit Card...
Credit Cards A Privilege Or A Curse...
- Credit
Is A Home Equity Loan Credit For You...
How Credit Scores Are Calculated For...
Does Bad Credit Affect Applications...
- Insurance
How To Save Money And Get Discount...
How To Save Money And Get Discount...
Term Life Insurance For Hazardous...
Do You Need Health Insurance For...
How To Save Money And Get Discount...
How To Find Affordable Car Insurance...
How To Find Affordable Homeowner s...
How To Find Affordable Life...
How To Find Affordable Health...
How To Compare Low Cost Car...
How To Find Affordable Long Term...
How To Find Affordable Automobile...
- Mortgage
The Benefits Of A Mortgage Refinance...
- Debt Management
Debt Consolidation Loan Online...
Shopping Around For The Best...
Creating An Effective Debt...
Unplanned Medical Bills How...
Tackle Your Debt Without Risking...
Find A Low Debt Consolidation Loan...
Debt Consolidation Loan Online...
Settle Your Debts And Be Secured...
Pay Off Those Bills With Bill...
- Loans & Finance
A Brief About Fast Secured Loan
Basic Facts Of Secured Personal Loan...
The Process Of Advance Payday Loans
How To Choose A Secured Loan
Remortgaging With No Proof Of Income...
Getting The Hang Of Loan Lingo
Loans Until The Next Paycheck
- Trading
Are Money Market Funds For You

Keeping Up With The Jones



I


don’t know about you but       A good work ethic is a beautiful  
I work hard for my money.       thing, and there are plenty of    
The harder we work, it          people in our society without the 
seems the more “stuff” we             necessary work ethic. Yet the     
accumulate and the more we get        most successful people in the     
the more we seem to need. It is       world actually live below their   
not uncommon for people to get        means, all the time, no matter    
locked into a material battle as      what the bank account says.       
they work harder and longer just      Living below our means gives us   
to keep up with the Jones’. In        more options. Thinking about      
our world of excess, maybe it’s       taking a job on the other side of 
time we all just settle back for      the country, or even perhaps the  
a moment and discover what is         world? With a little extra cash   
really important.                     in the bank, these things are     
                                      possible.                         
Nice things are nice. Nice cars,                                        
nice homes, and nice furnishings      With a little extra money in the  
make us feel like we have             bank, medical issues do not       
arrived. Those little rewards we      threaten everything, and kids     
get when we have worked really        with sudden special needs do not  
hard to obtain a goal are so          need to feel guilty because now   
worth the effort. However, once       Dad had to sell one of his toys.  
we have financed ourselves up to      With a little extra money in the  
our ears and are working to pay       bank, life’s surprises don’t      
the interest payments on all of       throw us so far off course. We    
our nice stuff, we have locked        all know this, but more and more  
ourselves into a lifestyle of         of us are financing our lives     
working excessively hard to           away and not really being able to 
squeeze in our playtime.              enjoy all that “stuff” we are     
                                      working so hard for.              



                                      your budget allows for a $35,000  
So how does one remove themselves     boat and you pinch it so that you 
from the race against the Jones’      can own the $50,000 version, then 
and become a little more relaxed      how much time are you going to    
and enjoy things a little more?       have to enjoy the boat? If you    
Believe it or not it’s actually       get something you can readily     
simpler than most people believe.     afford you are going to relax     
Scale down.                           more about the financial          
                                      situation and not feel the        
Scaling down lets us kick back        pressure of owning it every time  
and enjoy life a little better.       you set foot on it.               
Scaling down removes us from the                                        
race against the material, and        Where does this desire to have    
for the most part, our friends        the “better than them” of         
will still like us just the same.     everything come from? Most        
If they don’t, are they really        experts say that it comes from    
friends we want anyway? Scaling       the notion that money solves      
down teaches our children that        problems and that people who      
there are more important things       appear to have a lot of money     
in life than getting the next         also have a lot of respect. Money 
newer and better and best just        doesn’t solve problems, people    
because it’s the newer and better     do. While it is very stressful to 
and best. It teaches our kids         have to deal with not having      
there are valuable things in this     enough money, the problems we     
world that can’t be purchased.        face can not be purchased, paid   
                                      off, or dealt with on a financial 
This doesn’t mean that there          level. People who go about their  
isn’t a value in having toys. If      business understanding that they  
you want a boat, can afford a         are responsible for their life    
boat, then get the boat. But if       and they are in control of their  



life are much happier and             rounded approach to everything,   
contented with the world at large     and that living below your means  
than those who feel the next new      reduces stress and pressure, and  
toy will lead to happiness.           that happiness most of all comes  
                                      from within.                      
Respect is not purchased. It                                            
comes from hard work, doing the       As a society in general we place  
basic right and good things in        too much emphasis on what other   
life, stopping to help someone        people think about our lives.     
during the hustle and bustle of       Since they are not the ones       
your daily life. It is a function     paying the bills for us, it is    
of knowing who you are and where      reasonable to learn to worry less 
you are going and the way you         about their opinion and worry     
treat people along the way.           more about the opinion we have of 
Keeping up with the Jones’ is not     ourselves. Once you begin the     
a viable method of earning            game of keeping up with the       
respect.                              Jones’ it is very difficult to    
                                      pull out and declare the battle a 
The happiest and most successful      draw.                             
people in the world will tell you     

                              
that their secret is a well           




About the Author:

David Beart is the owner of www.professorshouse.com. Our site covers household finances, family, cooking and other household issues.


Read more articles by: David Beart

Article Source: www.iSnare.com


...Archive >>
      
Use our Free Loan Calculator
Recent Articles
  • Eliminating Debt

    Debt seems to surround our modern life; we get up in the morning and put on clothes that we bought on credit, drive to work in a car that we borrowed money to buy, put petrol in our tank with a credit card, and spend 8-9 hours a day slaving away at work just so we can continue paying our ever-mounting stack of bills...

  • Is Retail Therapy Coming Back To Haunt You?

    Have you ever found yourself going shopping just because you were feeling a little depressed and needed something to do If so, you are not alone — a recent survey showed that 74% of the world's consumers admit to having shopped for purely recreational reasons, even though they did not need to buy anything How can shopping be a cure for the blues...

  • Purchasing A Home

    Buying a house is normally the largest and longest-term debt that the average Australian will incur in their lifetime This alone can make buying a home a daunting undertaking, especially if you are a first-time homebuyer It is very important that you understand some of the basics involved in taking out your first mortgage...

  • A Brief History Of Credit

    The term “credit” can mean a number of things, depending upon its application To an accountant, a credit is merely the opposite of a debit Debits appear in the left tally column of a ledger and credits appear in the column directly to the right...

    Copyright (c) 2009 Isnare.com. All rights reserved.

  • Google
    Keeping Up With The Jones