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Texas Business Vehicle Insurance



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span                            trailer, or van can result in     
class="cap">Busines     complications to the claims       
s vehicle insurance in          process.

                      
exas differs from personal            

It is not unheard of for a     
vehicle insurance in a number of      carrier to make such a            
ways. Factors that do not             discrepancy a question of         
normally impact the coverage of       coverage. Texas business vehicle  
your personal vehicle suddenly        insurance is much more extensive  
come into play when a car, truck,     than personal coverage, but if    
trailer, or van is used for           the vehicle is titled to an       
commercial purposes.                  individual and not to a company   
Texas Auto Home Insurance             the insurance carrier may not     
provides free information and         recognize the vehicle as          
free quotes on commercial vehicle     commercial in nature.

         
insurance policies, procedures,       

This could result in a claim   
requirements, and ratings. A few      being delayed or even denied in   
points to consider follow. More       certain instances.

            
detailed information is available     

Texas Auto Home Insurance can  
by emailing our office or calling     help Texas business owners avoid  
our toll free number.

             such pitfalls with a detailed,    

Title the Business Vehicle in      itemized, reliable commercial     
Your Company Name

                 vehicle policy that clearly       

Make certain that your both        spells out points of coverage and 
your vehicle title and your           policy limits in advance.

     
business vehicle insurance is         

Driver Status is Important

 
under your company name, not your     

Have you listed all of your    
personal name. Even if you are        employees on your Texas business  
the owner of the business, using      vehicle insurance policy, or just 
your personal name on the title       the main drivers? It is not       
of your automobile, truck,            necessary to add each and every   



employee of the business to your      affect personal licenses. Medical 
insurance policy, although you        problems such as high blood       
should anticipate in advance          pressure or congenital heart      
which employees might be required     problems can create restrictions  
on occasions to use a company         on a commercial license or lead   
vehicle for a special                 to its revocation. This can even  
purpose.

                          happen to an employee with a      

Periodic reviews should be         perfect driving record.

       
conducted to make certain that        

Texas Auto Home Insurance can  
your insurance carrier has            help you with periodic reviews of 
accounted for all new drivers.        your drivers’ motor vehicle       
You should also make certain that     records to keep you posted on any 
all present drivers have              adjustments you may need to make  
acceptable driving records.

       on their behalf, or any changes   

If you do not have time to         to your policy that might be      
check with your carrier directly,     required.                         
you might want to consider            Garage Location Matters

       
contacting your agency or an          

Please be aware that insurance 
agency such as George White           carriers want to know where your  
Insurance Agency, Inc. to assist      business vehicles are garaged.    
you in determining the best           When itemizing your vehicles, be  
process to apply in obtaining         certain to declare which vehicles 
accurate, up-to-date information      are driven home and garaged at    
on your employee driving              the employee’s address. Vehicles  
records.

                          are rated in the territory in     

Driver Health May Affect Texas     which they are garaged.

       
Business Vehicle Insurance

        

Safety Programs Can Reduce     

Commercial drivers licenses        Premium Costs

                 
can often be restricted by            

Safety programs will save you  
certain factors that do not           money on your commercial          



insurance policy premium by way       class="membersnoticewhite">Texas  
of discounts. Well-constructed        Auto Home Insurance provides      
safety programs mean fewer            business vehicle insurance in     
claims. You can create a written      Fort Worth, Texas; Austin, Texas; 
safety program that requires all      San Antonio, Texas; Dallas, and   
drivers to attend at least once       Houston, Texas and all other      
every 6 months. This assures that     Texas cities and towns. Visit new employees will be able to         href="http://www.texas-auto-home- 
take the program without waiting      insurance.com/Texas-Business-Vehi 
a full year.

                      cle-Insurance.htm">

Routine Vehicle Inspection is      color="#001000"                   
a Must.

                           size="-2">http://www.texas-auto-h 

Require drivers to complete a      ome-insurance.com/Texas-Business- 
checklist detailing the condition     Vehicle-Insurance.htm
  
of the vehicle at least once a        and month or every 2,000 miles. This      href="http://www.texas-auto-home- 
keeps the vehicle road safe and       insurance.com">minimizes maintenance                 color="#001000"                   
expense.

http://www.texas-auto-h 
d>About the                        ome-insurance.comAuthor
           
id="authorbio"                        




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