here are plenty fancy numbers all work out for myself
ideas out there for rather than having a computer do
personal budget planners. it all for me. The computerized
You can use them on your computer budget planners are too abstract
or on handheld devices. They and it makes me nervous not to
sound like awesome little gadgets see the numbers right there.
except it gives you the idea that
owning one will mean you’ll I have a great brown leather
somehow have tons of extra money. bound budget planner. It’s
Excel has one of those programs elegant and, for the most part,
that let’s you graph everything it’s easy to use. But I’ve
out or plot your progress on pie decided that’s not my real
charts. While they seem fancy and problem when it comes to
look cool, you can’t make a silk budgeting. The problem is my
purse out of a sow’s ear, as my taking the time to make use of
grandmother used to say. In other it. If I slack off, the numbers
words, if you don’t have the won’t add up and nothing really
money to spend, a fancy budget makes sense. I remember when I
planner won’t help you very much. was making a ton of money in one
of those upstart Internet
I don’t think it’s half as companies; I didn’t think I
important if you have one of needed to worry about budgeting.
these things than it is to I was definitely living high off
actually use one. Sometimes the hog, though, and I needed to
they’re too complicated than find a way to get my finances in
they’re really worth. I order. I made a few notations in
personally like the idea of a my personal budget planner and,
paper log book, a nice sharp since I was making so much cash,
pencil and maybe a calculator. I it didn’t take long to catch up
like the idea of seeing the and be more financially secure.
at the root of my money problems
Well, as you may imagine, the dot at all. Rather, I simply wasn’t
com industry didn’t last forever, making enough money to keep up
so I took another position as a with the lifestyle I really
systems administrator. I wasn’t wanted to live.
making as much money and it
wasn’t a good time for me. I felt So, I took action and got a
like I never had enough money. I second job to make up the
thought maybe I wasn’t using my difference. It was a boring job
budget planner correctly and the but it paid pretty well. I
bills started stacking up. I lost quickly found that my finances
more than a few nights’ sleep, were much better and I’m back to
worrying about the whole thing. doing it the way I once did.
After a while, I realized that my
personal budget planner was not
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