ith all the many reward the month.
programs out there, this
is perhaps the only card Additionally, there are no annual
that doubles as a calling card. fees or application fees and
The AT&T Universal Platinum Card successful applicants get $100
is issued by Citibank with the worth of free talk time, that is
general purpose of being a credit if you sign up for the plan. In
card that comes with a lower APR, addition to that, they are also
and also a calling card with entitled obtain two directory
probably not-so-low calling assistance calls for free each
charges. month.
As with all introductory APR Some of the other perks offered
promotions, this card also comes by the AT&T Universal Card would
with an introductory 0% APR be the rebates off your calls
albeit for balance transfers done depending on your bill amount.
within the first 12 months, after This means that the higher your
which the APR will rise sharply call charges, the higher the
to 11.4%, a relatively low figure discount will be.
as compared to many other credit
cards. However, it is advisable not for
card holders to use the AT&T
As for cash advances, the APR Universal Card for calling
used is tied to the London services as there are others in
Interbank Offer Rate (LIBOR) and the market which can provide
with a minimum cap of 19.99%. lower charges for longer talk
Still, the AT&T Universal Card is time. What’s more, cell phones
still one of the best deals for nowadays offer greater
card users who tend to leave convenience and cost less for
balances unpaid for at the end of longer calls.
insurance and services to protect
On the other hand however, this against fraud. Just like other
card provides insurance against cards, there are also fees
mobile phone theft or losses, a imposed for late payments,
feature previously offered only spending past the credit limit,
to platinum-status customers. cash advance transactions and
Apart from that, customers also balance transfer transactions.
are entitled to auto rental
insurance, travel accident
About the Author:
For more information or to apply for the AT&T Universal Card, Eric Wasselman recommends Find Credit Cards. See http://www.findcreditcards.org/card/att-universal-platinum-card.php .
Read more articles by:
Eric Wasselman
Article Source: www.iSnare.com 
