ealing with the ugly cost of their flight. Many just
disease cancer is one of take a gamble and travel without
the most distressing things any cover because they cannot get
anyone can face in their insurance at all.
lifetime. First the person has to
come to terms with the fact that A survey by the charity
they have the life threatening ‘Cancerbackup’ has revealed that
illness, then they undergo a long nine in ten people who have
and grueling process of cancer struggle to get travel
chemotherapy which takes its toll insurance. Seven in ten find the
not just on themselves but on attempts to get the insurance
their entire family. And then, distressing. Inclusive in these
once their chemotherapy treatment results are the people who have
is over, there is always the suffered from cancer in the past
chance that the cancer will again and are now free of the disease.
resurface.
The results also show that seven
So you can imagine how soul in ten people were fit to travel,
destroying it can be for those yet were quoted with
who, having battled the illness significantly high premiums or
for some time, want to go on an else flatly refuse the travel
overseas trip as a way to put insurance all together. So, as a
their difficult experience behind result of the insurer’s
them only to find that they are reluctance to offer a reasonable
discriminated against when it policy to cancer sufferers, one
comes to any travel insurance in 20 in the survey chose to
policy. You have a situation simply travel anyway and one in
where some people who have had ten decided to cancel their trip
cancer are paying more for their all together because travel
travel insurance than for the insurance was not available to
them. £248.70 for a 17-day worldwide
policy. For someone without any
Says a spokesperson for a health concerns the cost of the
well-known Cancer Support insurance is as little as £20.
Charity: “The insurance industry
needs to recognise that not all A spokesperson for a large broker
cancers are the same and treat said, “The exta costs can be
people accordingly.” worth it because when someone is
The charity predicts that because feeling low, a holiday can be
at least one million people have just what they need. They
been given the bad news that they sympathise with people being
have the disease at some stage in refused travel insurance
their lifetime, the problem with outright. Being refused insurance
travel insurance is one that is can have a terrible impact on
likely to get worse. their morale”.
The Association of British The ABI says it will talk to
Insurers (ABI) will tell you that Cancerbackup about the issue of
travel insurance is available for travel insurance and whether
those who have had or currently those who have had cancer are
suffer from cancer. But the treated unfairly. And they want
problem is that this unavailable to make sure that the results of
from the mainstream companies the Cancerbackup survey do not
offering the cheap deals. put people off taking out travel
insurance full stop.
Some specialist insurers will
offer policies, but at a cost. Websites which offer more
For example, one company charges information include the
a 48-year-old woman who had Cancerbackup website
breast cancer five years ago (www.cancerbackup.org.uk) and
Cancer Research website
(www.cancerresearchuk.org/).
About the Author:
Insurance detective provides articles based around insurance for uk residents.
Read more articles by:
Michael Challiner
Article Source: www.iSnare.com 
